Fees & rates

What you see is what you pay

Every fee is on screen before you confirm — and because we compare providers on the all-in total, the quote you see is already the best one available to you.

The three parts of a crypto purchase

  • Provider fee — what the payment provider charges (typically 1–4% for cards, less for bank transfers). Set by them, shown upfront.
  • Network fee — the blockchain's own transaction cost. Varies by network; near-zero on Solana/Polygon, higher on Bitcoin/Ethereum.
  • Coinvito routing — a small fee already included in the displayed total. If our comparison doesn't beat going direct, we're doing it wrong.

There is no hidden spread added by Coinvito on top of provider rates, and no subscription — you only ever pay per purchase, and only when it succeeds.

Example · €100 by cardALL-IN
You pay
100.00EUR
Provider fee
−2.90EUR
Network fee (Polygon)
−0.30EUR
You receive
96.80USDC
Illustrative example — your live quote shows real numbers before you pay

Pay less for the same coins

Use bank transfer for big buys

Bank rails usually cost a fraction of card fees. For larger amounts the saving is significant — the comparison shows it automatically.

Pick cheap networks

The same USDC costs less to deliver on Polygon or Solana than on Ethereum. If your wallet supports both, choose the cheaper network at checkout.

Let the comparison work

Provider fees change constantly. Because every quote re-compares the market, you never need to check "which app is cheap this week" again.

Fee questions

Why did my quote change after a minute?
Crypto prices move constantly, so quotes lock for 30 seconds. If the lock expires we fetch a fresh comparison — you always reconfirm before paying.
Are card payments really more expensive?
Usually, yes — card networks charge providers more than bank rails, and providers pass that on. Cards win on speed; transfers win on price.
Is there a minimum or maximum?
Minimums are typically around €20–30 depending on the provider. Maximums depend on the provider's limits and your verification level — both are shown before you commit.
What if my purchase fails?
You're only charged for successful purchases. Failed or cancelled orders are never billed, and pre-authorizations are released by your bank automatically.

See your real price

The honest way to check our fees: get a live quote and compare it anywhere else.

Get a live quote